America Saves 2008

All over America, people are proving that you don't have to be rich to build wealth. People are paying off their debts and saving to reach their financial goals. We can help with tips and tools to help you set goals, develop strategies to reach those goals, and start saving. So what are you waiting for? We can help you start making your dreams a reality.

Five Savings Strategies:

1. Pay off high-cost debt. CCU's low Visa^® Balance Transfer is a great option to help you pay off high-interest credit cards.
2. Each year, make one extra mortgage payment and you'll shave years off of your loan.
3. Build an emergency fund to avoid having to take loans to pay for unexpected purchases. CCU's All Purpose Account is a great way to set aside separate funds for emergencies you never expected.
4. Participate in a work-related retirement program. Many employees turn down free money from their employer by not signing up for a work-related retirement program such as a 401(k) plan.
5. Automatically transfer funds each month from your checking to your savings account. Even as little as $10 or $15 a month helps. After all, that's $120 or $180 a year.

www.americasaves.org