Checking Accounts
Choose the account that works best for you ...
Looking for a basic Checking Account? Or are you looking for extra rewards? We offer several Checking Account options for you to choose from:
All types of Checking Accounts offer the following benefits:
- No monthly service charge
- No per check charge
- FREE Check/ATM Card
- FREE eBranch
- FREE online Bill Pay
- FREE D.A.D.® (Dial Accounts Direct) Telephone Service
- Unlimited transactions at CCU ATMs
- Convenient overdraw protection
- Check copies can be viewed online in eBranch
Windfall Checking®
- Benefits:
- 3.0% APY* paid on your balance up to $25,000
- No minimum balance requirement
- No monthly service fee
- ATM fees refunded**
- Plus your everyday Checking Account benefits
- All you need to do:
- Receive your statements online
- Have a direct deposit into your account
- Complete 12 or more CCU credit card or check card purchases each month
All Axcess Checking
- Benefits:
- Designed especially for our younger members
- Easy access at home, away at college, or virtually anywhere else - by computer or your Internet-enabled cell phone
- Refunds ATM fees up to $30 a month
- No fees or minimum balance requirements
- Plus your everyday Checking Account benefits
- All you need to do:
- Receive your statements online
- Complete 12 or more CCU credit card or check card purchases each month
Value Checking
- Offers convenience, without the cost
- No minimum balance requirements
- Plus your everyday Checking Account benefits
Advantage Checking
- Offers convenience, PLUS you earn dividends
- $4,000 minimum balance earns monthly dividends1
- FREE box of checks upon opening account
- All ATM transactions are FREE - even at non-CCU ATMs2
- Plus your everyday Checking Account benefits
Travel & Expense Checking
- Offers a simple, convenient way to keep your business expenses separate from your everyday living expenses
- No minimum balance requirements
- Plus your everyday Checking Account benefits
Overdraw Protection
Protects your checking account from insufficient funds by automatically transferring funds from your savings account in the event of an overdraw.
Enhanced Overdraw Protection
Works in conjunction with overdraw protection to prevent paper checks from being returned for insufficient funds. Once all of the funds available under your savings account have been exhausted, we may access your Enhanced Overdraw Protection amount, up to $400 maximum, for the remainder of the funds needed to cover your checks and place your Checking Account in a negative balance.
To sign up for a CCU Checking Account, log in to eBranch, click on the "Forms" tab, and select "Checking Account Request" or call 607-962-3144 or 800-677-8506 to speak to one of our Member Service Representatives.
