Available for personal accounts only. *ATM fees refunded up to $30 a month. Dividends paid on balances up to $25,000. If requirements are not met, no dividend will be paid and ATM fees will not be refunded. **APY= Annual Percentage Yield. APY is accurate as of January 1, 2009, and is subject to change. Membership eligibility required. All accounts are verified through ChexSystems. Federally insured by NCUA.