Business Checking Accounts
CCU Business Services offers two types of Business Checking Accounts rather than a one-size-fits-all approach:
Business Checking Account
This account is designed for businesses that typically keep low balances and have low to moderate transaction volumes.
- No monthly service charge
- No minimum balance
- 150 free withdrawals by check per month
- 300 free deposited items per month
- Earn a competitive interest rate when the funds in the account are greater than $4,000
Commercial Checking Account
This account is designed for larger businesses that have a high volume of transactions each month and keep a higher account balance. This account allows you to offset monthly account fees with an earnings credit based on the monthly average account balance.
Both accounts offer:
- Convenient access with our CU-Extra® Visa
Check Card
Can be used as an ATM card to withdraw money from your account and can also be used to make purchases anywhere the Visa logo is displayed and have your funds automatically deducted from your checking account. - Overdraw Protection
Protects your business checking account from insufficient funds by automatically transferring funds from your business savings account in the event of an overdraw. - Enhanced Overdraw Protection
Works in conjunction with overdraw protection to prevent paper checks from being returned for insufficient funds. Once all of the funds available under business savings account have been exhausted, we may access your Enhanced Overdraw Protection amount, up to $400 maximum, for the remainder of the funds needed to cover your checks and place your Checking Account in a negative balance.
