Auto Loans
CCU loan experts are here to help you through the entire process of purchasing a vehicle. We want to help you negotiate the best deal and get the best financing.
The following products and services are available to:
...make your vehicle purchase or refinance easy and convenient
...provide information about the car buying process
...provide protection for your investment
New and Used Vehicle Loans
- Low, fixed rates
- Convenient terms of up to 72 months
- Easy application online, by phone, or at any of our branch locations
2nd Chance Auto Loan Program
- If you have a loan financed elsewhere, CCU may be able to lower your interest rate and save you money
- Apply online, by phone, or at any of our branch locations
- A few minutes may be able to save you thousands
- Learn more...
Qwik LoanCheck
- Get pre-approved for your next vehicle purchase
- You write your own loan check up to your pre-approved limit
- Shop nights or weekends at your convenience
- Gives you the purchasing power to negotiate with dealers
- Can be used to purchase autos/trucks, motorcycles, campers/motor homes, and travel trailers
First Time Car Buyer Program
- Our loan experts are here to help you through the entire car buying process:
- Finding the right car
- Helping you negotiate the best deal with our StraightTalk car buying tools
- Helping you get the best financing available
- PLUS - make 6 on-time payments in the first 6 months and you will receive $100 cash back AND possibly reduce your interest rate*
StraightTalksm Car Buying Guide
- Buy a new or used vehicle the StraightTalk way and save money
- Be prepared before you shop
- CCU's Car Buying Guide will help you learn about dealership tactics, sticking to a budget, hidden costs, and much more
Mechanical Repair Coverage
- Covers mechanical repairs, rental reimbursement, 24-hour roadside assistance, and emergency travel expense
- Available for any eligible vehicle up to 10 years old and 100,000 miles or less
- The cost can be included in your monthly loan payment
- Good at any licensed repair facility
- Learn more...
GAP Insurance
- If your vehicle is stolen or totaled, this coverage pays the difference between the insurance settlement and the amount that you still owe on your vehicle loan**
- For only $89, GAP can be added to any new or existing vehicle loan at CCU
Auto Insurance
- CCU Insurance Agency may be able to save you money and improve your coverage
- Get the StraightTalk advice for your insurance needs
- Free, no obligation quotes
Payment Protection
- Low cost Credit Life & Disability Insurance coverage for your loan
- Protects you and your loved ones in the event of disability and/or death
- Payment protection can be added without increasing your monthly payment
- Learn more...
*Initial loan amount must be at least $5000 to qualify for this special reward. Certain restrictions
apply. **GAP Insurance covers up to 125% of the vehicle value and there is a $25,000 maximum.
