Loan Rates
All rates are subject to change without prior notice.
| Auto/Truck Loans |
|
| Model Year |
Term |
APR* Range |
| 2004 & newer |
up to 36 months |
3.99% - 9.74% |
| 48 months |
4.24% - 9.99% |
| 66 months |
4.49% - 10.24% |
| 72 months** |
5.49% - 6.74% |
| 2001 - 2003 |
up to 36 months |
5.24% - 10.99% |
| 60 months |
5.74% - 11.49% |
| 2000 & older |
up to 36 months |
6.49% - 12.24% |
| 48 months |
6.74% - 12.49% |
| 60 months |
7.24% - 12.99% |
Payment Calculator
*APR means Annual Percentage Rate. The term and rate offered to you will be determined by your credit history. **Term 67-72
months only available for loans $20,000 and over.
| Motorcycle Loans |
|
| Model Year |
Term |
APR* Range |
| 2004 & newer |
up to 36 months |
4.49% - 10.24% |
| 48 months |
4.74% - 10.49% |
| 66 months |
4.99% - 10.74% |
| 72 months** |
5.99% - 7.24% |
| 2001 - 2003 |
up to 36 months |
5.74% - 11.49% |
| 60 months |
6.24% - 11.99% |
| 2000 & older |
up to 36 months |
6.99% - 12.74% |
| 48 months |
7.24% - 12.99% |
| 60 months |
7.74% - 13.49% |
Payment Calculator
*APR means Annual Percentage Rate. The term and rate offered to you will be determined by your credit history. **Term 67-72
months only available for loans over $20,000 and 2006 or newer.
| Boat/Camper/Motor Home Loans |
|
| Model Year |
Term |
APR* Range |
| 2004 & newer |
up to 36 months |
4.99% - 10.99% |
| 48 months |
5.24% - 11.24% |
| 66 months |
5.49% - 11.49% |
| 84 months |
5.99% - 11.99% |
96 months
minimum loan $15,000 |
6.49% - 7.99% |
120 months
minimum loan $20,000 |
6.99% - 8.49% |
180 months
minimum loan $25,000 |
7.49% - 8.99% |
| 2003 & older |
up to 36 months |
6.24% - 12.24% |
| 60 months |
6.74% - 12.74% |
96 months
minimum loan $15,000 |
7.24% - 8.74% |
120 months
minimum loan $20,000 |
7.74% - 9.24% |
.25% reduction for loan amount of $25,000 - $49,999
.50% reduction for loan amount of $50,000 or greater |
Payment Calculator
*APR means Annual Percentage Rate. The term and rate offered to you will be determined by your credit history.
| Miscellaneous Collateral Loans |
|
| Term |
APR* Range |
| up to 36 months |
6.49% - 12.49% |
| 48 months |
6.74% - 12.74% |
| 60 months |
7.24% - 13.24% |
| 72 months** |
7.74% - 8.24% |
Payment Calculator
*APR means Annual Percentage Rate. The term and rate offered to you will be determined by your credit history. **Term 61-72
months only available for loans $15,000 and over.
| Personal (Signature) Loans |
|
| Term |
APR* Range |
| up to 12 months |
5.99% - 12.99% |
| 24 months |
6.99% - 13.99% |
| 36 months |
7.99% - 14.99% |
| 60 months |
8.99% - 15.99% |
Payment Calculator
*APR means Annual Percentage Rate. The term and rate offered to you will be determined by your credit history.
| Personal Line of Credit |
|
| Term |
APR* Range |
| Revolving Line of Credit |
7.99% - 14.99% |
*APR means Annual Percentage Rate. The term and rate offered to you will be determined by your credit history.
| Student Advantage Loans |
|
| Prime Plus 1.50% |
Currently 9.75% APR* |
Payment Calculator
*APR means Annual Percentage Rate. Student Advantage Loan Rates are tied to the Prime Rate
effective August 1st and are adjusted annually on September 15th. Maximum APR of 12.50%, minimum APR of 6.50%.
| Share Secured Loans |
|
| Term |
APR* |
| up to 60 months |
4.49% |
| 120 months |
5.49% |
Payment Calculator
*APR means Annual Percentage Rate.
| Visa® Credit Cards |
|
| Type |
APR* Range |
| Platinum |
8.99% - 15.99% |
| Classic |
9.99% - 16.99% |
*APR means Annual Percentage Rate. The rate offered to you will be determined by your credit history.
| Equity Advantage Line of Credit |
|
| Current APR* Range |
| 5.00% - 10.75% |
Limited Time Offer**
Special rate of 3.99% APR for the first year.
After the first year, your rate will adjust to the above range in effect. |
*APR means Annual Percentage Rate. This is a variable rate loan. Rates are based on the Prime
Rate effective the first of each month and are adjusted monthly at the end of the month. The APR on your loan could
adjust between 4% and 18%. The rate you receive and the loan to value options available are based on your credit
history. Homeowner's insurance is required.
**Promotional rate does not apply to advances for credit life and credit disability insurance premiums.
Fixed Rate Home Equity
Rates are effective as of April 1, 2008 |
|
| Loan to Value (LTV) |
Term |
APR* Range |
| Up to 80% LTV |
up to 60 months |
4.99% - 10.99% |
| 120 months |
5.74% - 11.74% |
| 180 months |
5.99% - 11.99% |
| Up to 90% LTV |
up to 60 months |
5.49% - 6.99% |
| 120 months |
6.24% - 7.74% |
| 180 months |
6.49% - 7.99% |
Payment Calculator
*APR means Annual Percentage Rate. The rate offered to you will be determined by your credit history.
An example of a typical extension of credit: a 10-year fixed rate home equity loan with an annual percentage rate of
6.75% = 120 monthly payments of $11.49 per $1,000 borrowed.
| Mortgages |
Because there are many variables that affect the mortgage rate you receive,
we have an interactive rate quote engine that will provide you with fast and accurate rate and closing cost
information.
Click here to access CCU Mortgage Center
for Conforming Fixed and Adjustable Rates. |
