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Loan Rates

All rates are subject to change without prior notice.


Auto/Truck Loans Personal (Signature) Loans
Motorcycle Loans Personal Line of Credit
Boat/Camper/Motor Home Loans Student Advantage Loans
Miscellaneous Collateral Loans Share Secured Loans
Home Equity Loans Visa® Credit Cards
Mortgages  


Auto/Truck Loans
Apply online  
Model Year Term APR* as low as
2005 & newer up to 36 months 3.74%
48 months 3.99%
66 months 4.24%
72 months** 4.74%
2002 - 2004 up to 36 months 4.99%
48 months 5.24%
60 months 5.49%
2000 - 2001 up to 36 months 6.24%
48 months 6.49%
60 months 6.99%
1999 & older up to 36 months 7.24%

Payment Calculator

*APR means Annual Percentage Rate. The term and rate offered to you will be determined by your credit history. **Term 67-72 months only available for loans $20,000 and over.


Motorcycle Loans
Apply online  
Model Year Term APR* as low as
2005 & newer up to 36 months 4.49%
48 months 4.74%
66 months 4.99%
72 months** 5.49%
2002 - 2004 up to 36 months 5.74%
48 months 5.99%
60 months 6.24%
2000 - 2001 up to 36 months 6.99%
48 months 7.24%
60 months 7.74%
1999 & older up to 36 months 7.99%

Payment Calculator

*APR means Annual Percentage Rate. The term and rate offered to you will be determined by your credit history. **Term 67-72 months only available for loans over $20,000 and 2007 or newer.


Boat/Camper/Motor Home Loans
Apply online  
Model Year Term APR* as low as
2005 & newer up to 36 months 4.99%
48 months 5.24%
66 months 5.49%
84 months 5.99%
96 months
minimum loan $25,000
6.49%
120 months
minimum loan $35,000
6.99%
180 months
minimum loan $45,000
7.49%
2004 & older up to 36 months 6.24%
60 months 6.74%
96 months
minimum loan $25,000
7.24%
120 months
minimum loan $35,000
7.74%

Payment Calculator

*APR means Annual Percentage Rate. The term and rate offered to you will be determined by your credit history.


Miscellaneous Collateral Loans
Apply online  
Term APR* as low as
up to 36 months 6.49%
48 months 6.74%
60 months 7.24%
72 months** 7.74%

Payment Calculator

*APR means Annual Percentage Rate. The term and rate offered to you will be determined by your credit history. **Term 61-72 months only available for loans $15,000 and over.


Personal (Signature) Loans
Apply online  
Term APR* as low as
up to 12 months 5.99%
24 months 6.99%
36 months 7.99%
60 months 8.99%

Payment Calculator

*APR means Annual Percentage Rate. The term and rate offered to you will be determined by your credit history.


Personal Line of Credit
Apply online  
Term APR* as low as
Revolving Line of Credit 7.99%
*APR means Annual Percentage Rate. The term and rate offered to you will be determined by your credit history.


Student Advantage Loans
Apply online  
Prime Plus 1.50% Currently 6.50% APR*

Payment Calculator

*APR means Annual Percentage Rate. Student Advantage Loan Rates are tied to the Prime Rate effective August 1st and are adjusted annually on September 15th. Maximum APR of 12.50%, minimum APR of 6.50%.


Share Secured Loans
Apply online  
Term APR* as low as
up to 60 months 4.49%
120 months 5.49%

Payment Calculator

*APR means Annual Percentage Rate.


Visa® Credit Cards
Apply online  
Type APR*
Platinum 8.99% - 12.99%
Classic 9.99% - 16.99%
*APR means Annual Percentage Rate. The rate offered to you will be determined by your credit history.
Please refer to the Credit Card Disclosures for additional important information.


Equity Advantage Line of Credit
Apply online  
Current APR* as low as
4.00%
Limited Time Offer**
Special rate of 2.99% APR fixed for the first year.
After the first year, your rate will adjust to the above range in effect.
*APR means Annual Percentage Rate. This is a variable rate loan. Rates are based on the Prime Rate effective the first of each month and are adjusted monthly at the end of the month. The APR on your loan could adjust between 4% and 18%. The rate you receive and the loan to value options available are based on your credit history. Homeowner's insurance is required. **Promotional rate does not apply to advances for credit life and credit disability insurance premiums.


Fixed Rate Home Equity
Rates are effective as of November 20, 2009
Apply online  
Lien Position Term APR*
1st Lien Position** up to 60 months as low as 4.99%
120 months as low as 5.74%
180 months as low as 5.80%
2nd Lien Position*** up to 60 months as low as 5.49%
120 months as low as 6.24%
180 months as low as 6.30%

Payment Calculator

*APR means Annual Percentage Rate. The rate offered to you will be determined by your credit history and the location of your property. **CCU considers a loan in 1st lien position when there is no other lienholder or when borrower has a mortgage with CCU. ***CCU considers a loan in 2nd lien position when there is already an existing lien with another lender (not CCU).


Mortgages
Because there are many variables that affect the mortgage rate you receive, we have an interactive rate quote engine that will provide you with fast and accurate rate and closing cost information.

Click here to access CCU Mortgage Center for Conforming Fixed and Adjustable Rates.
 

One Credit Union Plaza  |  PO Box 1450  Corning, NY 14830   800-677-8506   607-962-3144
Routing & Transit # - 222380359

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