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Call us...


Our Loan Phone Center is open 9 a.m.-7 p.m. (ET) Monday - Thursday, and 9 a.m.- 5:00 p.m. (ET) on Friday, and 9 a.m. - 3 p.m. (ET) on Saturday.

800-677-8506 or
607-962-3144

2nd Chance Auto Loan Program


Refincing may save you money...

Do you love everything about your car - except your monthly payment? Our 2nd Chance Auto Loan program gives you a second chance to refinance your auto or motorcycle loan from another financial institution and possibly lower your payment!

Refinancing from another lender is quick and easy:


How much can you save? Take a look at the following chart showing the total interest you will pay when you borrow $15,000 for 60 months at various interest rates:

Interest Rate Monthly Payment Total Interest Paid
21% $405.80 $9,348.00
15% $356.85 $6,411.00
10% $318.71 $4,122.60
9% $311.38 $3,682.80
8% $304.15 $3,249.00
7% $297.02 $2,821.20
6% $289.99 $2,399.40

Or try using our convenient loan calculator to figure your new loan payment!

 

One Credit Union Plaza  |  PO Box 1450  Corning, NY 14830   800-677-8506   607-962-3144
Routing & Transit # - 222380359

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