2nd Chance Auto Loan Program
Refincing may save you money...
Do you love everything about your car - except your monthly payment? Our 2nd Chance Auto Loan program gives you a second chance to refinance your auto or motorcycle loan from another financial institution and possibly lower your payment!
Refinancing from another lender is quick and easy:
- Complete our online application or call to speak with one of our Loan Specialists
- We'll evaluate your existing loan and see if we can save you money
- And if we can't save you money, we'll tell you!
How much can you save? Take a look at the following chart showing the total interest you will pay when you borrow $15,000 for 60 months at various interest rates:
| Interest Rate | Monthly Payment | Total Interest Paid |
|---|---|---|
| 21% | $405.80 | $9,348.00 |
| 15% | $356.85 | $6,411.00 |
| 10% | $318.71 | $4,122.60 |
| 9% | $311.38 | $3,682.80 |
| 8% | $304.15 | $3,249.00 |
| 7% | $297.02 | $2,821.20 |
| 6% | $289.99 | $2,399.40 |
Or try using our convenient loan calculator to figure your new loan payment!




