Mortgages
Get the money you need for the house you want ...
Whether you are getting ready to buy your first home or refinancing your current home, CCU has a home loan that is right for you.
Free pre-approvals let you know what you can afford before you start looking for a home.
There are several types of mortgage loans available to home buyers in the states of New York, Pennsylvania, Maryland, New Jersey, North Carolina, and Florida:
Traditional Mortgage Loans
- Purchase or refinance
- Terms up to 30 years
- Competitive fixed and adjustable rates
Construction Loans (not available in Florida)
- Construction loan converts to a traditional mortgage
- Funds can be used to purchase land or to pay off existing liens on the land
- Funds can be used to cover the cost of construction
Renovation Loans
One loan that lets you borrow for both the purchase or refinance of property as well as the renovation or repair work to be done.
Investment Property Financing
Financing for investment property is available. For more information, please contact CCU Business Services.
StraightTalk®
Before you buy the home of your dreams, it pays to do your homework. Using our StraightTalk Home Buying Guide, you'll learn about:
- Setting a budget
- Choosing a real estate agent
- Negotiating a fair price
- What to expect at closing
