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Business Checking


A happy business member using Business Checking

Business Checking that's good for your bottom line.

You're working to build a successful business, and we want to help you. Our Business Checking account is ideal if you prefer a simple approach to checking.

When you sign up for a Business Checking account with Corning Credit Union, you'll enjoy our value-added benefits, including:

  • No monthly service charge.
  • No minimum balance.
  • Unlimited deposits.
  • A competitive dividend*.
  • Visa® Debit Card.
  • Digital Banking (Admin Tool).
  • Overdraft and Enhanced Overdraft Options.

*Dividends are paid on any day when the balance in the account at the end of the day is $4,000.00 or more.

Overdraft Protection

Protects your checking account from insufficient funds by automatically transferring funds from your savings account in the event of an overdraft.

Can transfer funds in two ways:

    • From savings ($3 fee per item).
    • From Visa® via a cash advance.

Enhanced Overdraft Protection (EOP)

Works in conjunction with overdraft protection to prevent paper checks, ACH (automated clearing house) and recurring debit card transactions (for example streaming services, gym memberships and some utility payments) from being returned for insufficient funds. In the event you exhaust all other overdraw protection options that apply to your account, the Credit Union may, under our EOP service attempt to pay qualifying transaction(s), when possible, and charge you an EOP fee. This will place your checking account in the negative up to a limit, as determined by the Credit Union. Your EOP limit is subject to change at the discretion of the Credit Union. 

  • Available to business members in good standing, age 18 and older.
  • There is a $32 charge for each item cleared using EOP.