Skip a Payment Request

Select CCU loans are eligible for our Skip a Payment Option*. Skip your CCU loan or line of credit payment (excluding CCU Visa®, Home Equity, Mortgage, Student Advantage, and Lease-Like Auto Loans). By submitting this simple request, you are eligible to skip one payment per eligible loan on a 12 month rolling calendar basis. A $20.00 per loan processing fee applies.

Continue down the page to apply now, or call us at 607-962-3144 or 800-677-8506, ext. 705 for further assistance.


Skip a Payment Request Agreement

By completing this form, I understand that there is a $20.00 processing fee per loan that I choose to skip. I understand that the $20.00 must be available in my CCU share savings or share draft account (fee to be taken from available funds), and that I cannot be delinquent (past due) on any loans with CCU for this request to be approved and processed.

Please take my fee(s) from:*  

I am instructing CCU to skip the following loan payment(s):

Your Name:*  
Your Email Address:  
Home Phone:  )  
Work/Daytime Phone:*  )    Ext: 
Employer:  
Employment Start Date:  
*Required information
 

Loan 1

Member Account Number:  
Loan Type:  
Loan Number:  
Skip my next monthly payment?
 

Loan 2

Member Account Number:  
Loan Type:  
Loan Number:
Skip my next monthly payment?  
 

Loan 3

Member Account Number:  
Loan Type:  
Loan Number:  
Skip my next monthly payment?  
 

Additional questions or comments:

 
 

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*Skip a Payment requests are based on approval criteria established by CCU. By participating in CCU's Skip a Payment Program, you request that CCU defer your loan payment as indicated. You agree and understand that 1) INTEREST AND FINANCE CHARGES will continue to accrue at the rate provided in your original loan agreement, during and after this time; 2) deferring your payment will result in your having to pay higher total INTEREST AND FINANCE CHARGES than if you made your payment(s) as originally scheduled; 3) the payment deferral will extend the term(s) of your loan(s) and you will make extra payment(s) after your loan(s) would otherwise be paid off; 4) you will be required to resume your payment(s) the following month; and 5) the fee of $20.00 per loan is a FINANCE CHARGE and will be deducted from a share checking or share savings account for this service at the time this request is processed. If you elected GAP coverage or Mechanical Repair Coverage, the coverage will not extend beyond the original maturity date and the benefit may be reduced by the amount of the payment skipped. If applicable, credit life and/or disability insurance premiums will continue to add to your loan balance. The Skip a Payment Program in no way otherwise alters the terms and conditions of your original loan contract(s) as previously disclosed. Your loans must be current (have no amount past due) to accept this offer. This service is subject to change without notice and other restrictions apply.