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Certificate Special

Grow your nest egg faster. Share certificates let you earn a higher rate than traditional saving accounts.

Cerificate special for a limited time

2.60% APY* 37-Month Windfall Checking®** Certificate Special
Low minimum balance of $1,000
Automatic renewal at maturity (will renew to 36-month term)

Taking advantage of this special is easy! All you have to do is have an active Windfall Checking account that meets all of the monthly requirements:
Receive your statements online.
Have a direct deposit into your account.
Have at least 12 CCU Visa® credit or check card purchases posted to your account each month.

Offer available for a limited time only. Not available for IRA funds.

Give us a call or stop into a branch to take advantage of this special today!



Grow Your Money Faster

Share certificates are a great way to save for your future – faster. And, we have terms to meet just about anyone’s long- and short-term goals.

Regular Share certificates:

  • Competitive dividend rates. View Rates »
  • Low minimum balance for regular share certificates ($1,000).
  • Choose to have dividends compound monthly within certificate or automatically transfer monthly to a non-certificate share.
  • Terms available from 3 to 60 months.
  • Automatic renewal at maturity.
  • The 18 through 60-month certificates give you the option of making additional deposits (minimum of $200) within the first 90 days of the new or renewed term. Total of additional deposits may not exceed the deposit amount made on the first day of the term.

Jumbo Certificates:

  • Higher competitive dividend rates. View Rates »
  • Choose to have dividends compound monthly within certificate or automatically transfer monthly to a non-certificate share.
  • Terms available from 3 to 60 months.
  • Automatic renewal at maturity.
  • The 18 through 60-month certificates give you the option of making additional deposits (minimum of $200) within the first 90 days of the new or renewed term. Total of additional deposits may not exceed the deposit amount made on the first day of the term.
  • Requirements:
    • Minimum balance for Jumbo Certificates ($100,000)

Penalties:

Federal regulations require the following penalties be imposed on early withdrawals from Certificate Accounts.

  • 3-month Transfer Certificates: You must pay a penalty equal to 45 days simple interest on the amount withdrawn.
  • 3-month Compounding Certificates: You must pay a penalty equal to 45 days interest on the amount withdrawn. This penalty also applies to any dividends already credited to the certificate.
  • 6- and 12-month Transfer Certificates: You must pay a penalty equal to 90 days simple interest on the amount withdrawn.
  • 6- and 12-month Compounding Certificates: You must pay a penalty equal to 90 days interest on the amount withdrawn. This penalty also applies to any dividends already credited to the certificate.
  • 18- and 24-month Transfer Certificates: You must pay a penalty equal to 180 days simple interest on the amount withdrawn.
  • 18- and 24-month Compounding Certificates: You must pay a penalty equal to 180 days interest on the amount withdrawn. This penalty also applies to any dividends already credited to the certificate.
  • 36-, 48-, and 60-month Transfer Certificates: You must pay a penalty equal to 360 days simple interest on the amount withdrawn.
  • 36-, 48-, and 60-month Compounding Certificates: You must pay a penalty equal to 360 days interest on the amount withdrawn. This penalty also applies to any dividends already credited to the certificate.


Membership eligibility required. *APY means Annual Percentage Yield. APY is accurate as of 7/13/18. This Windfall Certificate Special has a $1,000 minimum opening deposit and a maximum deposit of 1,000,000 per member account number. A penalty equal to 360 days simple interest may be imposed for early withdrawal and could reduce earnings. **To earn the advertised APY, members must have an open Windfall Checking account meeting all of the monthly requirements for Windfall benefits – signing up for eStatements, having a direct deposit, and at least 12 CCU Visa® credit or check card purchases posted to your account each month. If requirements are not met, the rate you will receive will be the 36-month regular certificate rate that was offered by Corning Credit Union at the time you opened your certificate. At maturity the certificate automatically renews to a 36-month compounding certificate. If certificate balance is $100,000 or higher, your certificate will renew to a 36-month compounding jumbo certificate. Offer for a limited time only.