Your Source for Security
As your Credit Union, we want to protect you, your financial assets, and the confidentiality of your personal information. More and more news reports are revealing how unscrupulous individuals are busy developing new scams every day for the unsuspecting
public. The best way to protect yourself against fraud and scams is to be an educated consumer.
Financial institutions across the country are reporting a new scam that combines fraudulent text and/or calls and phone spoofing in an effort to gather personal information. Many of these fraudulent text messages and phone calls are appearing as if they are coming from the financial institution asking the member to verify information or purchases by providing credit card information and by entering a series of numbers on your phone. Though they may seem legitimate, this is a scam and fraudsters are spoofing the number so it appears as if it is coming from the financial institution.
Please remember, no one from Corning Credit Union will ever ask you for your PIN, the 3-digit security code on the back of your credit or debit card, or any other personal information either over the phone or through a text message. We will NEVER ask you to enter or text any number or code in your phone.
Computer Security: With everything that we do on our computers today, ensuring yours is properly secured is crucial to ensuring your information stays secure.
Fraud Prevention Resources: There are several things you can do to help protect yourself against fraud. Use our list to get started.
Identity Theft: Identity theft is a crime in which an impostor obtains key pieces of personal information, such as Social Security or driver's license numbers,
in order to impersonate someone else. The information can be used to obtain credit, merchandise, and services in the name of the victim.
Keep It or Shred It: Proper filing and secure destruction of your sensitive paperwork is an important part of protecting yourself against identity theft
Payday Loans: These are also known as cash advance loans, check advance loans, post-dated check loans, deferred deposit loans, and most commonly, payday loans. Avoid
them! They are all short-term loans that can cause long-term financial issues.
Phishing Scams: Phishing is a technique that uses "spoofed" or fake emails and fraudulent websites to gain personal information for purposes of identity theft.
Security News: It seems like there are stories about fraud, scams, theft, and information security in the news every day. At CCU, our goal is to identify relevant security
information, break down what’s important, and pass it along so you can protect yourself.
Other Popular Scams: Scams continue to evolve and become more sophisticated. However, there are several that continue to be favorites of scammers.