Mortgage Center

Mortgage Center

Home buying is a big deal! Whether you are a first-timer or an experienced buyer, depend on Corning Credit Union to be with you every step of the way.

Open the Door to Home Ownership

We simplify the home financing and refinancing process by providing a quick and easy home mortgage process. Get the money you need for the house you want.

Home Mortgages

CCU offers several types of mortgage loans for home buyers in the states of New York, Pennsylvania, Maryland, North Carolina, and Florida. Our mortgage team is committed to providing the highest quality service. They will work closely with you to ensure that the entire mortgage process is smooth and efficient. They’ll even help you choose the home loan that meets your needs. Call or email our mortgage team to get started. Contact CCU

Begin the Application Process

We can get your mortgage approved in minutes rather than days or weeks!

Request a Loan Now Button

Today's Featured Rates

Get a Rate that Works

Let Corning Credit Union keep an eye on interest rates so that you don't have to!
Rate Watch

Determine What You Can Afford

Use our quick and easy rate quote engine to obtain an accurate and personalized rate quote.
Personalized Quote

Which Loan Suits Your Needs?

Traditional Mortgage Loans:

  • Can be used for a purchase or to refinance an existing home.
  • Terms up to 30 years.
  • Competitive fixed and adjustable rates.
  • First time home buyer program available through SONYMA (New York residents by appointment only).

Construction Loans:

  • Construction loan converts to a traditional mortgage.
  • Funds can be used to purchase land or to pay off existing liens on the land.
  • Funds can be used to cover the cost of construction.
  • Restrictions: available only in certain areas.

FHA, VA, USDA, and Reverse Mortgages (New York State residents only):

  • Available through CCU's partnership with Homeowner's Advantage. Contact us for additional information about these options.

Renovation Loans:

  • A loan that lets you borrow for the purchase or refinance of property as well as the renovation or repair work to be done.