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Home Rates & Payment Calculators

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Mortgage Rates

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Or call us at 800-677-8506. Prefer to visit us in person? Give us a call to schedule an appointment at one of our branch locations.

Financing is offered in FL, MD, NY, NC, PA, and SC1

  • Conventional
  • Construction/Renovation2
  • Adjustable Rate Options
  • Low Down Payment Options
  • VA (eligible active-duty service members and veterans in NC, NY, PA)
  • Vacation/Second Home
  • Investment Property2
  • Lot Loans2
  • Jumbo

* APR means Annual Percentage Rate. South Carolina online applications are open to properties in Horry, Georgetown, and Richland counties. For all other counties, please give us a call at 800-677-8506 or email to schedule an appointment by phone to apply.

2Not available through our online application at this time. For more information, or to apply, please give us a call at 800-677-8506 or email us today.


Special Member Relationship Mortgage Rate

Special Mortgage Relationship Pricing

0.125% Interest Rate Discount3 on Home Purchases!

We can help you get the money you need for the home you deserve, while helping you pay less money over the life of the loan. The best part? You’ll work with our experienced mortgage originators from the moment you start your application to your last loan payment. Whether you’re a new or existing CCU member, you could receive a lower interest rate on your mortgage just by meeting these requirements:

-  New or Existing CCU Visa® Credit Card or New OR Existing CCU Checking Account
-  Set Up Automatic Mortgage Payments from a CCU Account


Federally insured by NCUA. Membership eligibility required. All accounts verified through ChexSystems. 3Approval for financing subject to lending guidelines and credit qualifications. Automated monthly transfers of the mortgage payment and a CCU checking account or Visa® credit card are required to receive a rate discount. New money only. Limited time offer.


Calculator4

Mortgage Loan Payment Calculator

Use this mortgage calculator to determine your monthly payment and generate an estimated amortization schedule. Quickly see how much interest you could pay and your estimated principal balances. Enter prepayment amounts to calculate their impact on your mortgage.

Additional Useful Calculators:

4Calculators are intended for research purposes only. Approval for financing subject to lending guidelines and credit qualifications.

Rates

Fixed Rate Home Equity Line of Credit2

Term APR* as low as
up to 60 months 2.99%
120 months 3.49%
180 months 3.85%

Equity Advantage Line of Credit3

Current APR* as low as the Prime rate minus 0.25%
Introductory Limited Time Offer**

Special rate of 1.99% APR fixed for the first 12 months of the loan.

The rate on your loan after the first 12 months will adjust to the below range in effect.

The APR on your loan could adjust between 4% and 18%


Get Started with Your Online Application

Or call us at 800-677-8506 ext. 7705. Prefer to visit us in person? Give us a call to schedule an appointment at one of our branch locations.



Calculators4

Home Equity Line of Credit Loan Payment Calculator5

This calculator helps determine your loan payment. For Fixed Rate Home Equity Line of Credit, select “fixed rate term”, or for Equity Advantage Line of Credit, select “1% of balance” in the Payment option drop-down.

Get Started with Your Online Application

Or call us at 800-677-8506 ext. 7705. Prefer to visit us in person? Give us a call to schedule an appointment at one of our branch locations.


Membership eligibility required. *APR means Annual Percentage Rate.

Closing costs are waived unless the loan is for an investment property or is discharged within 3 years of the origination date in which case you will be required to pay closing costs, which will range from approximately $300 to $1,800.

2The rate offered to you will be determined by your credit history, lien position and loan to value. Homeowner's insurance is required. Home Equity Loans are not available in some states.

3This is a variable rate loan. Rates, terms, and conditions are subject to change. Rates are based on the Prime Rate effective the first of each month and are adjusted monthly at the end of the month. The rate you receive is based on your credit history, lien position, and loan to value. Homeowner's insurance is required. Home Equity Loans are not available in some states.

**Promotional rate does not apply to advances for credit life and credit disability insurance premiums. Promotional rate does not apply to loans with less than 10% Equity.

4Calculators are intended for research purposes only. Approval for financing subject to lending guidelines and credit qualifications.

5The calculation does not include the cost of Debt Protection if desired.