Type	Rate	APR*	Points
30 Year Fixed Rate	2.875%	2.944%	0%
20 Year Fixed Rate	2.75%	2.847%	0%
15 Year Fixed Rate	2.5%	2.554%	0%
10 Year Fixed Rate	2.375%	2.453%	0%
3/1 Adjustable Rate	2.75%	2.897%	0%
5/1 Adjustable Rate	2.875%	2.924%	0%
7/1 Adjustable Rate	3%	2.981%	0%
10/1 Adjustable Rate	3.125%	3.076%	0%
Federal VA** 30 Year Fixed Rate	3.5%	3.605%	0%