Type	Rate	APR*	Points
30 Year Fixed Rate	3.875%	3.948%	0%
20 Year Fixed Rate	3.75%	3.85%	0%
15 Year Fixed Rate	3.25%	3.305%	0%
10 Year Fixed Rate	3.125%	3.204%	0%
3/1 Adjustable Rate	3%	4.393%	0%
5/1 Adjustable Rate	3.125%	4.214%	0%
7/1 Adjustable Rate	3.625%	4.265%	0%
10/1 Adjustable Rate	3.75%	4.18%	0%
Federal VA** 30 Year Fixed Rate	4.5%	4.611%	0%