Type	Rate	APR*	Points
30 Year Fixed Rate	3.75%	3.822%	0%
20 Year Fixed Rate	3.5%	3.6%	0%
15 Year Fixed Rate	3.25%	3.305%	0%
10 Year Fixed Rate	3.125%	3.204%	0%
3/1 Adjustable Rate	2.875%	4.081%	0%
5/1 Adjustable Rate	3%	3.934%	0%
7/1 Adjustable Rate	3.125%	3.838%	0%
10/1 Adjustable Rate	3.25%	3.735%	0%
Federal VA** 30 Year Fixed Rate	4.375%	4.485%	0%