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Bank Wire Transfers

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Looking to send or receive money through a wire transfer? Our options make domestic and international transfers quick, easy, and secure.

Information for the institution sending funds to your account.

To avoid delays in the processing of your incoming wires, please use the following routing instructions.

The sending institution will need the following information:

  • ABA Number: 222-380-359
  • Bank Name: Corning Federal Credit Union
  • Bank Address: One Credit Union Plaza, Corning, NY 14830
  • Member Information:
    • Your account/member number
    • Your full name as it appears on your account
    • Your address as it appears on your account

Note: Corning Credit Union does not have a Swift Code, IBAN, or other international routing codes. You are able to wire funds to your Corning Credit Union account without this information. Your international financial institution will have a corresponding bank in the U.S. they can wire to, which will forward the funds to Corning Credit Union using our ABA routing number: 222-380-359.

Incoming Wire Cut-off Time: 4:00 p.m. (ET)

Incoming Wire Transfer Fees: There is no fee for incoming bank wires.

Additional Information: If you would like the funds to go to a specific sub-account (savings, checking) provide this information as well. If no specific account is listed on the incoming wire, the funds will be credited to your checking account. If you do not have a checking account, your funds will be placed into your savings account.

Information Needed for Domestic and International Transfers

Domestic Transfers

For a domestic transfer, the following information is needed:

Institution to receive wire:

  • Receiving financial institution’s ABA number
  • Receiving financial institution’s name

Individual to receive wire:

  • Beneficiary’s account number
  • Beneficiary’s name as it appears on their account
  • Beneficiary’s physical address (no P.O. boxes)

Intermediary Financial Institution (if applicable):

  • Intermediary financial institution ABA number
  • Intermediary financial institution’s name
  • Intermediary financial institution’s physical address (no P.O. boxes)
  • Intermediary financial institution’s account number at receiving bank


International Transfers

For an international transfer, Corning Credit Union needs the following information:

Institution to receive wire:

  • Receiving financial institution’s SWIFT/BIC Code
  • Receiving financial institution’s name
  • Receiving financial institution’s physical address (no P.O. boxes)

Individual to receive wire:

  • Beneficiary’s account number (or IBAN if available)
  • Beneficiary’s name as it appears on their account
  • Beneficiary’s physical address (no P.O. boxes)

Intermediary Financial Institution (if applicable):

  • Intermediary financial institution ABA number or SWIFT/BIC Code
  • Intermediary financial institution’s name
  • Intermediary financial institution’s physical address (no P.O. boxes)
  • Intermediary financial institution’s account number at receiving bank
  • Detailed purpose of payment (required for every international transfer)


Outgoing domestic wire cut-off time: 4:00 p.m. (ET)

Outgoing international wire cut-off time: 2:00 p.m. (ET)

Outgoing wire transfer fees: Please refer to our fee schedule for current transfer fees.

Additional Information: Some institutions may provide you with "further credit to" instructions if their funds go through an intermediate account before they reach their final credit account.


Special Wire Requirements for International Transfers

Some countries require additional codes or other information to complete international wire transfers. You are responsible for providing this information prior to initiating a wire transfer. Codes or other information can be obtained from the Beneficiary's Bank.


Delivery Times

Corning Credit Union cannot guarantee delivery times of any wire transfers. Domestic transfers usually reach the destination within 24 hours. International transfers vary; please refer to the combined disclosure for the date the funds will be available to the recipient. Crediting of wired funds is based on the receiving institution's policy.

Processing fees may apply when sending wired funds. International wires sent from accounts must comply with the Reg. E/Remittance Transfer Rule. The rule provides you with an enhanced disclosure as well as cancellation and error resolution rights.