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Mobile Check Deposit

Mobile phone with a photo of a check

Make Deposits Anywhere, Anytime.

Get Started Now:

  1. Sign the back of your check and write “For CCU Mobile Deposit Only.”
  2. Log in to your Digital Banking account.
  3. Read and accept the User Agreement (first-time users only).
  4. Tap the Check Deposit icon.
  5. Tap “Take Photos” and follow the instructions on the screen to take a clear photo of the front and back of the check.
  6. Review your entry and submit.

Most deposits (up to your available limit) will be available immediately, and you’ll receive instant notification within the app that your deposit has been accepted or not.

 Helpful Tips:

  • While we don’t need to receive your physical checks, we recommend keeping them in a safe place for 60 days after depositing using Mobile Check Deposit.
  • Some checks may require additional review before they are processed. If your deposit requires review and is made Monday-Friday before 4 p.m. ET, it will be reviewed by the end of the business day. If the deposit is made on Monday-Friday after 4 p.m. ET, it will be reviewed on the next business day. We’ll send you an email notification once your check has been reviewed to let you know if it was accepted.
  • Some common reasons checks are held for review include:
    • Fields or characters on a check image that are difficult to read
    • Missing or illegible signatures
    • Duplicate check image
    • MICR Line (the series of numbers and symbols that appear along the bottom of your check) issue, such as:
      • Maker's signature loops into the MICR line
      • Check background image causes dark areas to appear in the MICR Line
      • Fold lines on the check causes shadows in the MICR Line

Corning Credit Union does not charge a fee for using Mobile Check Deposit; however, charges from your wireless carrier may apply. Members must satisfy certain criteria to qualify. Deposit limits and other restrictions may apply.